Claro Advisors
Paul Litchfield has spent 17 years helping executives, founders, and families cut through the noise — so every financial decision reflects who you are and where you're going.
Senior VP, Wealth Manager
Paul Litchfield has spent 17 years helping clients across the United States and internationally navigate the financial decisions that matter most.
His practice is built on a simple belief: wealth management should go beyond the numbers. That's why he created the MOVE Framework — a structured approach grounded in Mission, Objectives, Values, and Ethics — to ensure every financial decision is made with clarity, alignment, and purpose.
Paul's career began in public accounting in Boston as a CPA, giving him a rare technical edge in tax strategy and financial structure. He went on to build his investment practice at Morgan Stanley and then Ferris Capital before joining Claro Advisors. Paul works with executives, founders, entrepreneurs, and multi-generational families who want more from their financial life.
Paul has been recognized by Forbes as a Top Next Gen Wealth Advisor Best-in-State for 3 consecutive years, Five Star Professionals, and Top 100 Magazine for his work as a wealth advisor.
Paul works with corporate executives whose financial lives have become increasingly complex as their careers advance. His clients seek strategic guidance on executive compensation, equity awards, tax-efficient planning, risk management, retirement, and legacy planning.
Paul works with founders, entrepreneurs, and business owners who are preparing for or have recently experienced a liquidity event. His clients value strategic guidance before, during, and long after the sale of a business, with a focus on tax-efficient planning, preserving and growing wealth, creating a lasting family legacy, and defining the values that will guide future generations.
Paul works with ultra-high-net-worth individuals and families seeking a trusted advisor to coordinate the complexities that accompany significant wealth. His clients value comprehensive guidance across investment management, tax-efficient planning, risk management, estate and legacy planning, philanthropy, family governance, and developing a shared family mission and values to help preserve both their wealth and their legacy for generations.
Paul works with individuals and families who recognize that taxes are often one of their largest lifetime expenses. His clients seek proactive, tax-efficient planning designed to preserve more of their wealth. Through a comprehensive planning process and access to specialized tax-advantaged strategies, Paul helps clients identify opportunities to improve after-tax outcomes and integrate tax planning into every major financial decision.
Paul works with individuals and families who view investment management as more than simply selecting investments. His clients value a disciplined, evidence-based approach that combines institutional-quality portfolio management, thoughtful diversification, active risk management, and tax-efficient investing to help preserve and grow wealth while supporting their long-term goals and legacy.
Paul works with individuals and families navigating significant life transitions that often bring financial complexity and important decisions. Whether experiencing retirement, divorce, the loss of a loved one, an inheritance, or another major life event, his clients value thoughtful guidance, objective advice, and a comprehensive financial strategy that provides clarity and confidence through every stage of life.
Before We Talk Investments, We Build the Foundation.
We start by uncovering the four principles that drive your financial life — your Mission, Objectives, Values, and Ethics. This isn't a questionnaire. It's a real conversation about what your wealth is actually for.
You should know exactly who you're trusting with your financial life. Paul walks you through his own MOVE Framework — his why, how he measure success, the values he live by, and the ethical standards that guide every decision he makes. No ambiguity.
Paul designs a comprehensive, integrated plan that brings your investments, tax strategy, estate planning, and financial goals into alignment — tailored to your life, not a template.
Every recommendation is put into action with care and precision. Paul doesn't hand you off. He is with you at every step, from paperwork to portfolio.
Life changes. Your plan should too. Through regular touchpoints, proactive outreach, and quarterly reviews, Paul makes sure your strategy keeps up with you.
You Should Know Who You're Trusting.
I learned how to make and manage money when I was 8 years old. My father went to prison and left us with nothing, so I started mowing lawns to help put food on the table. Later, I built my wealth management business from the ground up through cold calling and knocking on doors.
Those experiences shaped who I am and how I view this profession.
When I sit across from a client, I don't just see numbers, I see what money represents: security, freedom, and sometimes survival. That's why I do what I do. It's ingrained in my DNA, and it allows me to care for my clients in a way few advisors can.
Trust: I do what I say, and I say what I do. My words and actions are always aligned, and that consistency is the foundation of every client relationship.
Timely, proactive communication: When you call, I answer. You don't get passed off to a junior advisor, and you'll hear from me regularly, especially during periods of market volatility.
Peace of mind: My clients feel more confident about their financial future because they know I have their back. That confidence and peace of mind are invaluable.
Faith. Family. Fitness. Business. These aren't taglines — they're the principles that guide how I make decisions, how I show up, and what I build my life around.
I put your interests first. Always. No proprietary products, no hidden conflicts. Our interests are aligned because I designed it that way. Returns matter — but character, integrity and alignment matter more.
The MOVE Framework is the system I created to build real alignment before we talk about investments. MOVE stands for Mission, Objectives, Values, and Ethics — four principles I believe should guide every major financial decision. Most advisors hand you a pie chart. I start by understanding what your wealth is actually meant to accomplish. That changes everything about how we plan together.
My clients are typically executives, founders, entrepreneurs, and multi-generational families who have built real wealth and want a thoughtful, values-aligned approach to managing it. Many are navigating a specific moment — a liquidity event, a business sale, a career transition, retirement — and want an advisor who understands both the technical side and the bigger picture.
I learned how to make and manage money early in life. After my father went to prison, I started mowing lawns at eight years old to help support my family. Later, I built my wealth management business from the ground up through cold calling and knocking on doors. I didn't have parents in the industry or an established network—I had to build everything from scratch.
Some of my clients have overcome similar hardships and immediately relate to my story. Others come from very different backgrounds and appreciate the grit, discipline, and perseverance that shaped who I am. Regardless of where they started, my clients know I bring that same work ethic and level of care to helping them achieve their financial goals.
At 39 years old, I've already spent 17 years advising clients. More importantly, I'm not building toward retirement like many older advisors. I'm building toward the next 30 years of serving the families who place their trust in me. My clients can have confidence that the advisor helping guide them today will be there for them and for the next generation.
Claro Advisors is a fee-only, fiduciary RIA — which means we're compensated only by our clients, never by commissions or product sales. Our fees are based on assets under management, and that fee covers financial planning, investment management, and ongoing access to your advisor. Additional costs may apply, including custodial fees, fund-level expenses, or third-party manager fees, depending on your portfolio. I'll walk you through the full fee structure in our first conversation. Our full fee schedule is described in our Form ADV Part 2A, available at https://adviserinfo.sec.gov/firm/summary/160294 or upon request.
We begin with a conversation. It's a chance for both of us to understand whether we're a good fit. From there, I take the time to understand your full financial picture, your goals, your values, family dynamics, your work, charitable endeavors and overall objectives.
I'd welcome the opportunity to start a conversation and learn more about you.
This microsite has been prepared by Paul Litchfield, CPA, a financial advisor with Claro Advisors Inc., an SEC-registered investment adviser (CRD No. 160294). The information presented is intended to describe Paul's background, services, and general approach to financial planning. It does not constitute investment advice, a solicitation, or an offer to buy or sell any security.
Registration with the SEC does not imply a certain level of skill or training.
Services and Scope: Claro Advisors provides investment management and financial planning services. References to tax planning and tax strategy describe general financial planning considerations informed by Paul's CPA background and do not constitute tax advice or tax preparation services. Clients should consult a qualified tax professional or attorney for tax return preparation, legal matters, or jurisdiction-specific guidance.
Investment Risk: All investing involves risk, including the potential loss of principal. Past performance does not guarantee future results. There is no guarantee that any investment strategy or financial plan will achieve its objectives. Actual results will vary depending on individual circumstances.
Tax Outcomes: Tax strategies and tax-aware planning approaches are intended to seek opportunities to improve after-tax outcomes. Tax results are not guaranteed and will vary based on each client's individual tax situation, applicable law, and other factors outside the adviser's control. Clients should consult a tax professional regarding their specific circumstances.
Financial Planning: Financial planning and goal-based strategies are designed to help clients work toward their objectives. Engaging in planning does not guarantee any specific financial outcome. Results depend on many factors, including market conditions, individual behavior, and circumstances that cannot be predicted or controlled.
Compensation: Claro Advisors is a fee-only registered investment adviser. Compensation is based solely on fees paid by clients. Claro Advisors does not receive commissions or compensation from product sales. A full description of our fee schedule and compensation arrangements is available in our Form ADV Part 2A at https://adviserinfo.sec.gov/firm/summary/160294 or upon request.
Form ADV: Claro Advisors' Form ADV Part 2A and Part 2B, which describe our services, fees, conflicts of interest, and disciplinary history, are available upon request or at https://adviserinfo.sec.gov/firm/summary/160294. Prospective clients are encouraged to review these documents before engaging our services.
Five Star Wealth Manager® Award (2020): Awarded by Five Star Professional (FSP) and issued February 1, 2020, for the evaluation period April 1, 2019 – December 13, 2019. 3,580 Boston-area wealth managers were considered; 463 (13%) were selected. No fee was paid to be considered for or receive the award. Fees are paid only if an advisor elects to license or use optional marketing materials. The award is based on disclosed eligibility and evaluation criteria and does not evaluate the quality of investment advice or client outcomes. The award is not indicative of future performance and should not be construed as an endorsement. For more information, visit www.fivestarprofessional.com.
Forbes Top Next-Gen Wealth Advisors Best-in-State (2023, 2024, 2025): Paul Litchfield was named to the Forbes Top Next-Gen Wealth Advisors Best-in-State list for Massachusetts in 2023 (#45), 2024 (#49), and 2025 (#31). These rankings are compiled by SHOOK Research, LLC using data as of March 31 of each respective year and published on Forbes.com in August of each year. SHOOK considered advisors born in 1984 or later (2023), 1985 or later (2024), and 1986 or later (2025) with a minimum of four years of experience as an advisor. Rankings are based on data provided by individual advisors and their firms. Forbes and SHOOK Research receive no compensation from advisors in exchange for placement on these rankings. Rankings do not reflect the experience of any individual client and are not indicative of future performance.
Top 100 in Finance Award (2019): Awarded by Top 100 Magazine in 2019. The selection process is based on proprietary research using publicly available information and editorial review. No fee was paid to receive the award. Recipients may elect to purchase optional promotional or advertising materials. This recognition is not indicative of future performance and should not be construed as an endorsement. There is no guarantee of future selection.