We Just Turned 50—How Is Our Retirement Picture?

We Just Turned 50—How Is Our Retirement Picture?

Dan and Catherine had a lot going on. Between kids’ activities, a major home renovation, and a vibrant social life, they hadn’t thought about a detailed financial plan. 

Dan is an executive at an established privately-owned healthcare company, and Catherine is home with their two kids. For the past few years they had an “advisor” who managed a few retirement accounts—without so much as asking about issues like household cash flow, savings rates, college savings, a formal retirement plan, or Dan’s equity position in the company. 

These folks clearly needed more than investment management to optimize their finances. 

After two introductory meetings and a few phone calls, Claro was able to diagnose, simplify, and explain Dan’s equity position and make recommendations around current spending and savings. Additionally, Claro provided a detailed retirement plan with multiple scenarios for various savings rates, retirement dates, and education spending. 

While no plan is ever written in stone, and life can add all sorts of unforeseen variables, Dan and Catherine now know their entire financial life is accounted for, understood, and optimized for today’s circumstances. 

LEARN MORE ABOUT OUR CLIENT PROCESS 

Claro Advisors, LLC
185 Dartmouth St., 6th Floor
Boston, MA 02116

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  • Phone:
    (617) 379-3270
  • Toll Free:
    (800) 604-2838
  • Fax:

    (866) 920-4359

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Disclosure: Claro Advisors LLC ("Claro") is a Registered Investment Advisor with the U.S. Securities and Exchange Commission ("SEC") based in the Commonwealth of Massachusetts. Registration of an Investment Advisor does not imply any specific level of skill or training. Information contained herein is for educational purposes only and is not to be considered investment advice. Claro provides individualized advice only after obtaining all necessary background information from a client. This report is not a financial plan and is not intended as a solicitation or advice to purchase specific investments, but the information provided can assist you in evaluating your current financial situation and your ability to achieve your investment goals. Any projection of investment outcomes is hypothetical in nature, does not reflect actual investment results, and is not a guarantee of future results. Similarly, other information regarding various investment outcomes are hypothetical in nature, do not reflect actual results and are not guarantees of future results. The projections may not include all taxes applicable to your situation. Past performance is no assurance of future results. Investments may fluctuate and lose value, and unexpected market movements may result in changes in rates of return and anticipated performance. Claro does not provide legal or tax advice. The information herein is general in nature and should not be considered legal or tax advice. Consult an attorney or tax professional regarding your specific situation. Claro will provide all prospective clients with a copy of our current Form ADV, Part 2 ("Brochure") prior to commencing an Advisory relationship. Please contact This email address is being protected from spambots. You need JavaScript enabled to view it. or toll free at 800-604-2838 with any questions.

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